Informations Rapides ·
26 July 2024 · n° 184
In July 2024, household confidence has slightly increased Monthly consumer confidence survey - July 2024
In July 2024, household confidence has slightly increased. At 91, the indicator that summarizes it has increased by one point but remains well below its long-term average (100 between January 1987 and December 2023).
tableauConsumer confidence synthetic index
| Consumer confidence synthetic index | |
|---|---|
| 2024-07 | 91 |
| 2024-06 | 90 |
| 2024-05 | 90 |
| 2024-04 | 90 |
| 2024-03 | 91 |
| 2024-02 | 89 |
| 2024-01 | 91 |
| 2023-12 | 89 |
| 2023-11 | 88 |
| 2023-10 | 85 |
| 2023-09 | 84 |
| 2023-08 | 86 |
| 2023-07 | 87 |
| 2023-06 | 86 |
| 2023-05 | 84 |
| 2023-04 | 83 |
| 2023-03 | 81 |
| 2023-02 | 82 |
| 2023-01 | 82 |
| 2022-12 | 82 |
| 2022-11 | 84 |
| 2022-10 | 83 |
| 2022-09 | 80 |
| 2022-08 | 83 |
| 2022-07 | 80 |
| 2022-06 | 82 |
| 2022-05 | 85 |
| 2022-04 | 87 |
| 2022-03 | 89 |
| 2022-02 | 97 |
| 2022-01 | 98 |
| 2021-12 | 99 |
| 2021-11 | 98 |
| 2021-10 | 100 |
| 2021-09 | 103 |
| 2021-08 | 100 |
| 2021-07 | 103 |
| 2021-06 | 105 |
| 2021-05 | 99 |
| 2021-04 | 97 |
| 2021-03 | 96 |
| 2021-02 | 92 |
| 2021-01 | 93 |
| 2020-12 | 96 |
| 2020-11 | 89 |
| 2020-10 | 94 |
| 2020-09 | 95 |
| 2020-08 | 94 |
| 2020-07 | 93 |
| 2020-06 | 95 |
| 2020-05 | 89 |
| 2020-04 | 91 |
| 2020-03 | 103 |
| 2020-02 | 105 |
| 2020-01 | 104 |
| 2019-12 | 102 |
| 2019-11 | 106 |
| 2019-10 | 105 |
| 2019-09 | 104 |
| 2019-08 | 103 |
| 2019-07 | 102 |
| 2019-06 | 101 |
| 2019-05 | 100 |
| 2019-04 | 99 |
| 2019-03 | 98 |
| 2019-02 | 97 |
| 2019-01 | 94 |
| 2018-12 | 89 |
| 2018-11 | 92 |
| 2018-10 | 96 |
| 2018-09 | 94 |
| 2018-08 | 97 |
| 2018-07 | 97 |
| 2018-06 | 97 |
| 2018-05 | 100 |
| 2018-04 | 102 |
| 2018-03 | 102 |
| 2018-02 | 101 |
| 2018-01 | 105 |
| 2017-12 | 107 |
| 2017-11 | 104 |
| 2017-10 | 100 |
| 2017-09 | 102 |
| 2017-08 | 103 |
| 2017-07 | 105 |
| 2017-06 | 109 |
| 2017-05 | 103 |
| 2017-04 | 101 |
| 2017-03 | 102 |
| 2017-02 | 102 |
| 2017-01 | 102 |
| 2016-12 | 101 |
| 2016-11 | 100 |
| 2016-10 | 99 |
| 2016-09 | 98 |
| 2016-08 | 97 |
| 2016-07 | 97 |
| 2016-06 | 97 |
| 2016-05 | 99 |
| 2016-04 | 95 |
| 2016-03 | 96 |
| 2016-02 | 97 |
| 2016-01 | 99 |
| 2015-12 | 98 |
| 2015-11 | 97 |
| 2015-10 | 97 |
| 2015-09 | 99 |
| 2015-08 | 95 |
| 2015-07 | 94 |
| 2015-06 | 95 |
| 2015-05 | 94 |
| 2015-04 | 96 |
| 2015-03 | 95 |
| 2015-02 | 93 |
| 2015-01 | 90 |
| 2014-12 | 91 |
| 2014-11 | 88 |
| 2014-10 | 87 |
| 2014-09 | 87 |
| 2014-08 | 87 |
| 2014-07 | 87 |
| 2014-06 | 86 |
| 2014-05 | 86 |
| 2014-04 | 86 |
| 2014-03 | 88 |
| 2014-02 | 86 |
| 2014-01 | 87 |
| 2013-12 | 86 |
| 2013-11 | 85 |
| 2013-10 | 88 |
| 2013-09 | 87 |
| 2013-08 | 86 |
| 2013-07 | 83 |
| 2013-06 | 80 |
| 2013-05 | 80 |
| 2013-04 | 83 |
| 2013-03 | 83 |
| 2013-02 | 85 |
| 2013-01 | 85 |
| 2012-12 | 86 |
| 2012-11 | 84 |
| 2012-10 | 84 |
| 2012-09 | 85 |
| 2012-08 | 87 |
| 2012-07 | 89 |
| 2012-06 | 93 |
| 2012-05 | 93 |
| 2012-04 | 91 |
| 2012-03 | 90 |
| 2012-02 | 85 |
| 2012-01 | 84 |
| 2011-12 | 83 |
| 2011-11 | 84 |
| 2011-10 | 87 |
| 2011-09 | 85 |
| 2011-08 | 86 |
| 2011-07 | 90 |
| 2011-06 | 87 |
| 2011-05 | 88 |
| 2011-04 | 86 |
| 2011-03 | 87 |
| 2011-02 | 90 |
| 2011-01 | 90 |
| 2010-12 | 91 |
| 2010-11 | 94 |
| 2010-10 | 92 |
| 2010-09 | 91 |
| 2010-08 | 90 |
| 2010-07 | 88 |
| 2010-06 | 87 |
| 2010-05 | 88 |
| 2010-04 | 90 |
| 2010-03 | 92 |
| 2010-02 | 93 |
| 2010-01 | 96 |
| 2009-12 | 95 |
| 2009-11 | 95 |
| 2009-10 | 92 |
| 2009-09 | 92 |
| 2009-08 | 91 |
| 2009-07 | 90 |
| 2009-06 | 91 |
| 2009-05 | 88 |
| 2009-04 | 87 |
| 2009-03 | 85 |
| 2009-02 | 85 |
| 2009-01 | 85 |
| 2008-12 | 84 |
| 2008-11 | 84 |
| 2008-10 | 83 |
| 2008-09 | 85 |
| 2008-08 | 84 |
| 2008-07 | 83 |
| 2008-06 | 83 |
| 2008-05 | 87 |
| 2008-04 | 90 |
| 2008-03 | 90 |
| 2008-02 | 91 |
| 2008-01 | 91 |
| 2007-12 | 95 |
| 2007-11 | 95 |
| 2007-10 | 101 |
| 2007-09 | 102 |
| 2007-08 | 105 |
| 2007-07 | 108 |
| 2007-06 | 110 |
| 2007-05 | 110 |
| 2007-04 | 103 |
| 2007-03 | 103 |
| 2007-02 | 101 |
| 2007-01 | 101 |
| 2006-12 | 100 |
| 2006-11 | 100 |
| 2006-10 | 101 |
| 2006-09 | 101 |
| 2006-08 | 99 |
| 2006-07 | 99 |
| 2006-06 | 97 |
| 2006-05 | 97 |
| 2006-04 | 98 |
| 2006-03 | 98 |
| 2006-02 | 100 |
| 2006-01 | 98 |
| 2005-12 | 97 |
| 2005-11 | 94 |
| 2005-10 | 93 |
| 2005-09 | 94 |
| 2005-08 | 95 |
| 2005-07 | 95 |
| 2005-06 | 96 |
| 2005-05 | 96 |
| 2005-04 | 99 |
| 2005-03 | 99 |
| 2005-02 | 100 |
| 2005-01 | 99 |
| 2004-12 | 100 |
| 2004-11 | 101 |
| 2004-10 | 103 |
| 2004-09 | 103 |
| 2004-08 | 102 |
| 2004-07 | 100 |
| 2004-06 | 101 |
| 2004-05 | 101 |
| 2004-04 | 103 |
| 2004-03 | 101 |
| 2004-02 | 100 |
| 2004-01 | 101 |
| 2003-12 | 100 |
| 2003-11 | 100 |
| 2003-10 | 100 |
| 2003-09 | 100 |
| 2003-08 | 101 |
| 2003-07 | 101 |
| 2003-06 | 101 |
| 2003-05 | 102 |
| 2003-04 | 100 |
| 2003-03 | 98 |
| 2003-02 | 103 |
| 2003-01 | 105 |
| 2002-12 | 109 |
| 2002-11 | 109 |
| 2002-10 | 109 |
| 2002-09 | 108 |
| 2002-08 | 109 |
| 2002-07 | 110 |
| 2002-06 | 113 |
| 2002-05 | 114 |
| 2002-04 | 110 |
| 2002-03 | 112 |
| 2002-02 | 111 |
| 2002-01 | 112 |
| 2001-12 | 112 |
| 2001-11 | 112 |
| 2001-10 | 111 |
| 2001-09 | 110 |
| 2001-08 | 112 |
| 2001-07 | 114 |
| 2001-06 | 114 |
| 2001-05 | 116 |
| 2001-04 | 121 |
| 2001-03 | 122 |
| 2001-02 | 124 |
| 2001-01 | 126 |
| 2000-12 | 123 |
| 2000-11 | 120 |
| 2000-10 | 120 |
| 2000-09 | 118 |
| 2000-08 | 121 |
| 2000-07 | 124 |
| 2000-06 | 123 |
| 2000-05 | 123 |
| 2000-04 | 123 |
| 2000-03 | 120 |
| 2000-02 | 119 |
| 2000-01 | 119 |
graphiqueConsumer confidence synthetic index
- Source: INSEE.
Personal situation
Personal financial situation: increase
In July 2024, households' opinion on their past and future personal financial situation has improved. Households' balance of opinion on their past financial situation has increased by two points and has moved closer to its long-term average. The one related to their future financial situation has risen by three points and has also moved closer to its long-term average.
The proportion of households believing it is a good time to make major purchases is stable. The associated balance remains well below its long-term average.
Future savings capacity : rebound
In July 2024, households' opinion on their future ability to save has improved. The corresponding balance of opinion has won two points after a drop of five points in June 2024. The one related to their current ability to save is stable. Both balances are above their long-term averages.
The proportion of households believing it is a good idea to save has decreased again. The corresponding balance of opinion has lost three points, after losing one point in June 2024, but remains well above its long-term average.
tableauBalances on personal financial situation and standard of living in France
| Financial situation, future | Standard of living, future | Standard of living, past | Financial situation, past | |
|---|---|---|---|---|
| 2024-07 | -10 | -49 | -71 | -22 |
| 2024-06 | -13 | -49 | -72 | -25 |
| 2024-05 | -13 | -46 | -72 | -24 |
| 2024-04 | -12 | -48 | -73 | -25 |
| 2024-03 | -9 | -42 | -75 | -26 |
| 2024-02 | -11 | -43 | -76 | -28 |
| 2024-01 | -9 | -39 | -76 | -28 |
| 2023-12 | -10 | -45 | -78 | -29 |
| 2023-11 | -11 | -46 | -79 | -30 |
| 2023-10 | -15 | -52 | -81 | -32 |
| 2023-09 | -16 | -54 | -83 | -35 |
| 2023-08 | -16 | -52 | -79 | -31 |
| 2023-07 | -12 | -45 | -82 | -33 |
| 2023-06 | -15 | -49 | -80 | -32 |
| 2023-05 | -17 | -56 | -84 | -33 |
| 2023-04 | -19 | -59 | -82 | -32 |
| 2023-03 | -24 | -64 | -83 | -32 |
| 2023-02 | -22 | -64 | -80 | -32 |
| 2023-01 | -23 | -64 | -80 | -31 |
| 2022-12 | -23 | -63 | -80 | -32 |
| 2022-11 | -22 | -62 | -79 | -27 |
| 2022-10 | -23 | -63 | -79 | -29 |
| 2022-09 | -26 | -70 | -80 | -32 |
| 2022-08 | -20 | -63 | -77 | -33 |
| 2022-07 | -26 | -71 | -81 | -31 |
| 2022-06 | -24 | -69 | -75 | -30 |
| 2022-05 | -23 | -65 | -67 | -27 |
| 2022-04 | -21 | -59 | -67 | -26 |
| 2022-03 | -23 | -61 | -58 | -22 |
| 2022-02 | -6 | -35 | -62 | -21 |
| 2022-01 | -8 | -34 | -58 | -18 |
| 2021-12 | -8 | -32 | -54 | -18 |
| 2021-11 | -9 | -33 | -56 | -20 |
| 2021-10 | -7 | -29 | -59 | -15 |
| 2021-09 | -2 | -24 | -55 | -13 |
| 2021-08 | -4 | -37 | -62 | -13 |
| 2021-07 | -2 | -23 | -61 | -11 |
| 2021-06 | 2 | -15 | -65 | -11 |
| 2021-05 | -5 | -27 | -69 | -13 |
| 2021-04 | -8 | -35 | -73 | -13 |
| 2021-03 | -4 | -36 | -75 | -16 |
| 2021-02 | -8 | -52 | -72 | -16 |
| 2021-01 | -9 | -48 | -72 | -18 |
| 2020-12 | -3 | -43 | -72 | -14 |
| 2020-11 | -14 | -64 | -71 | -15 |
| 2020-10 | -7 | -53 | -66 | -15 |
| 2020-09 | -5 | -47 | -67 | -15 |
| 2020-08 | -8 | -54 | -63 | -14 |
| 2020-07 | -10 | -55 | -64 | -14 |
| 2020-06 | -8 | -56 | -57 | -13 |
| 2020-05 | -20 | -72 | -47 | -10 |
| 2020-04 | -21 | -68 | -31 | -8 |
| 2020-03 | -7 | -34 | -32 | -13 |
| 2020-02 | -4 | -24 | -37 | -14 |
| 2020-01 | -3 | -27 | -40 | -16 |
| 2019-12 | -5 | -29 | -40 | -20 |
| 2019-11 | -2 | -20 | -35 | -17 |
| 2019-10 | -4 | -23 | -38 | -17 |
| 2019-09 | -3 | -25 | -39 | -17 |
| 2019-08 | -5 | -25 | -42 | -18 |
| 2019-07 | -6 | -26 | -41 | -20 |
| 2019-06 | -6 | -25 | -43 | -23 |
| 2019-05 | -6 | -25 | -51 | -24 |
| 2019-04 | -7 | -25 | -54 | -25 |
| 2019-03 | -10 | -26 | -53 | -26 |
| 2019-02 | -12 | -28 | -56 | -25 |
| 2019-01 | -14 | -29 | -63 | -28 |
| 2018-12 | -20 | -38 | -66 | -33 |
| 2018-11 | -18 | -43 | -58 | -28 |
| 2018-10 | -16 | -32 | -52 | -29 |
| 2018-09 | -18 | -38 | -50 | -30 |
| 2018-08 | -13 | -31 | -46 | -30 |
| 2018-07 | -12 | -34 | -47 | -28 |
| 2018-06 | -14 | -34 | -47 | -27 |
| 2018-05 | -14 | -28 | -39 | -26 |
| 2018-04 | -11 | -19 | -36 | -26 |
| 2018-03 | -12 | -22 | -39 | -24 |
| 2018-02 | -18 | -24 | -35 | -22 |
| 2018-01 | -12 | -18 | -30 | -16 |
| 2017-12 | -8 | -13 | -31 | -17 |
| 2017-11 | -10 | -17 | -39 | -19 |
| 2017-10 | -15 | -25 | -39 | -21 |
| 2017-09 | -11 | -21 | -41 | -21 |
| 2017-08 | -10 | -21 | -40 | -18 |
| 2017-07 | -11 | -12 | -40 | -18 |
| 2017-06 | -4 | 0 | -40 | -15 |
| 2017-05 | -7 | -17 | -45 | -20 |
| 2017-04 | -9 | -21 | -51 | -19 |
| 2017-03 | -7 | -22 | -47 | -20 |
| 2017-02 | -5 | -22 | -48 | -22 |
| 2017-01 | -5 | -26 | -48 | -22 |
| 2016-12 | -7 | -23 | -51 | -22 |
| 2016-11 | -8 | -25 | -49 | -24 |
| 2016-10 | -7 | -29 | -53 | -23 |
| 2016-09 | -9 | -29 | -54 | -23 |
| 2016-08 | -11 | -35 | -54 | -22 |
| 2016-07 | -10 | -33 | -53 | -29 |
| 2016-06 | -10 | -33 | -54 | -23 |
| 2016-05 | -10 | -28 | -48 | -25 |
| 2016-04 | -13 | -36 | -57 | -25 |
| 2016-03 | -12 | -35 | -57 | -24 |
| 2016-02 | -10 | -32 | -56 | -24 |
| 2016-01 | -9 | -27 | -55 | -24 |
| 2015-12 | -7 | -31 | -54 | -26 |
| 2015-11 | -10 | -31 | -53 | -24 |
| 2015-10 | -10 | -31 | -54 | -24 |
| 2015-09 | -6 | -28 | -52 | -26 |
| 2015-08 | -12 | -33 | -57 | -29 |
| 2015-07 | -12 | -36 | -59 | -29 |
| 2015-06 | -12 | -35 | -58 | -27 |
| 2015-05 | -14 | -34 | -58 | -27 |
| 2015-04 | -12 | -34 | -58 | -24 |
| 2015-03 | -13 | -34 | -59 | -27 |
| 2015-02 | -15 | -37 | -61 | -27 |
| 2015-01 | -17 | -42 | -67 | -29 |
| 2014-12 | -15 | -43 | -66 | -27 |
| 2014-11 | -17 | -48 | -68 | -33 |
| 2014-10 | -20 | -50 | -73 | -31 |
| 2014-09 | -20 | -51 | -71 | -30 |
| 2014-08 | -20 | -47 | -70 | -33 |
| 2014-07 | -17 | -49 | -70 | -32 |
| 2014-06 | -20 | -48 | -69 | -36 |
| 2014-05 | -23 | -50 | -70 | -33 |
| 2014-04 | -27 | -45 | -70 | -32 |
| 2014-03 | -19 | -47 | -69 | -29 |
| 2014-02 | -20 | -52 | -72 | -34 |
| 2014-01 | -19 | -48 | -71 | -35 |
| 2013-12 | -21 | -50 | -73 | -34 |
| 2013-11 | -19 | -53 | -75 | -34 |
| 2013-10 | -18 | -45 | -69 | -35 |
| 2013-09 | -20 | -46 | -72 | -33 |
| 2013-08 | -22 | -50 | -73 | -33 |
| 2013-07 | -24 | -57 | -77 | -34 |
| 2013-06 | -27 | -66 | -80 | -35 |
| 2013-05 | -26 | -63 | -79 | -37 |
| 2013-04 | -25 | -62 | -76 | -28 |
| 2013-03 | -26 | -61 | -75 | -29 |
| 2013-02 | -24 | -56 | -71 | -27 |
| 2013-01 | -25 | -58 | -69 | -28 |
| 2012-12 | -23 | -54 | -69 | -29 |
| 2012-11 | -25 | -55 | -73 | -31 |
| 2012-10 | -25 | -60 | -73 | -29 |
| 2012-09 | -21 | -57 | -75 | -29 |
| 2012-08 | -19 | -51 | -72 | -29 |
| 2012-07 | -19 | -43 | -69 | -27 |
| 2012-06 | -16 | -30 | -68 | -27 |
| 2012-05 | -16 | -30 | -65 | -26 |
| 2012-04 | -16 | -38 | -66 | -29 |
| 2012-03 | -19 | -40 | -68 | -29 |
| 2012-02 | -26 | -49 | -73 | -32 |
| 2012-01 | -27 | -54 | -73 | -32 |
| 2011-12 | -30 | -57 | -74 | -32 |
| 2011-11 | -25 | -59 | -74 | -30 |
| 2011-10 | -21 | -51 | -73 | -29 |
| 2011-09 | -24 | -55 | -75 | -32 |
| 2011-08 | -23 | -56 | -71 | -30 |
| 2011-07 | -18 | -42 | -67 | -31 |
| 2011-06 | -21 | -48 | -68 | -33 |
| 2011-05 | -20 | -49 | -68 | -31 |
| 2011-04 | -21 | -56 | -71 | -31 |
| 2011-03 | -23 | -51 | -69 | -29 |
| 2011-02 | -18 | -46 | -67 | -27 |
| 2011-01 | -18 | -44 | -70 | -26 |
| 2010-12 | -16 | -42 | -68 | -26 |
| 2010-11 | -11 | -38 | -64 | -23 |
| 2010-10 | -15 | -40 | -64 | -28 |
| 2010-09 | -18 | -42 | -64 | -28 |
| 2010-08 | -18 | -43 | -66 | -29 |
| 2010-07 | -20 | -49 | -71 | -30 |
| 2010-06 | -19 | -55 | -71 | -27 |
| 2010-05 | -19 | -52 | -69 | -27 |
| 2010-04 | -16 | -46 | -69 | -27 |
| 2010-03 | -13 | -40 | -69 | -26 |
| 2010-02 | -12 | -34 | -67 | -27 |
| 2010-01 | -9 | -32 | -62 | -24 |
| 2009-12 | -10 | -34 | -65 | -23 |
| 2009-11 | -8 | -33 | -67 | -25 |
| 2009-10 | -12 | -38 | -70 | -27 |
| 2009-09 | -11 | -38 | -71 | -27 |
| 2009-08 | -12 | -40 | -72 | -30 |
| 2009-07 | -12 | -43 | -75 | -26 |
| 2009-06 | -12 | -43 | -73 | -25 |
| 2009-05 | -15 | -46 | -76 | -30 |
| 2009-04 | -17 | -50 | -76 | -29 |
| 2009-03 | -20 | -56 | -77 | -30 |
| 2009-02 | -20 | -57 | -77 | -30 |
| 2009-01 | -19 | -56 | -75 | -31 |
| 2008-12 | -20 | -56 | -78 | -32 |
| 2008-11 | -20 | -53 | -78 | -33 |
| 2008-10 | -21 | -57 | -81 | -33 |
| 2008-09 | -17 | -49 | -79 | -35 |
| 2008-08 | -20 | -51 | -81 | -37 |
| 2008-07 | -21 | -54 | -80 | -38 |
| 2008-06 | -24 | -55 | -78 | -37 |
| 2008-05 | -18 | -46 | -75 | -34 |
| 2008-04 | -16 | -41 | -70 | -32 |
| 2008-03 | -14 | -37 | -71 | -33 |
| 2008-02 | -14 | -40 | -69 | -29 |
| 2008-01 | -16 | -42 | -67 | -29 |
| 2007-12 | -10 | -30 | -63 | -26 |
| 2007-11 | -10 | -37 | -61 | -23 |
| 2007-10 | -6 | -23 | -54 | -20 |
| 2007-09 | -5 | -25 | -51 | -17 |
| 2007-08 | -4 | -16 | -48 | -16 |
| 2007-07 | -1 | -6 | -44 | -15 |
| 2007-06 | 3 | 0 | -44 | -13 |
| 2007-05 | 7 | 3 | -50 | -16 |
| 2007-04 | -2 | -15 | -56 | -20 |
| 2007-03 | -2 | -17 | -56 | -20 |
| 2007-02 | -4 | -19 | -56 | -22 |
| 2007-01 | -4 | -23 | -57 | -22 |
| 2006-12 | -5 | -26 | -56 | -21 |
| 2006-11 | -4 | -25 | -56 | -22 |
| 2006-10 | -3 | -24 | -55 | -22 |
| 2006-09 | -4 | -28 | -54 | -20 |
| 2006-08 | -4 | -33 | -57 | -20 |
| 2006-07 | -5 | -33 | -55 | -19 |
| 2006-06 | -7 | -38 | -59 | -21 |
| 2006-05 | -6 | -38 | -61 | -23 |
| 2006-04 | -6 | -38 | -59 | -21 |
| 2006-03 | -6 | -34 | -57 | -19 |
| 2006-02 | -4 | -31 | -55 | -21 |
| 2006-01 | -5 | -33 | -60 | -22 |
| 2005-12 | -7 | -35 | -63 | -23 |
| 2005-11 | -10 | -41 | -65 | -28 |
| 2005-10 | -10 | -40 | -66 | -29 |
| 2005-09 | -8 | -38 | -66 | -26 |
| 2005-08 | -8 | -37 | -65 | -25 |
| 2005-07 | -7 | -36 | -65 | -25 |
| 2005-06 | -6 | -33 | -65 | -25 |
| 2005-05 | -8 | -37 | -59 | -24 |
| 2005-04 | -5 | -32 | -54 | -22 |
| 2005-03 | -6 | -31 | -54 | -22 |
| 2005-02 | -4 | -29 | -53 | -20 |
| 2005-01 | -5 | -30 | -56 | -21 |
graphiqueBalances on personal financial situation and standard of living in France
- Source: INSEE
tableauCONSUMER OPINION: synthetic index and opinion balances
| Avg. (1) | Apr. 24 | May. 24 | Jun. 24 | Jul. 24 | |
|---|---|---|---|---|---|
| Synthetic index (2) | 100 | 90 | 90 | 90 | 91 |
| Past financial situation | -21 | -25 | -24 | -24 | -22 |
| Expected financial situation | -7 | -12 | -13 | -13 | -10 |
| Current saving capacity | 10 | 16 | 15 | 18 | 18 |
| Expected saving capacity | -7 | 12 | 12 | 7 | 9 |
| Savings intentions | 18 | 35 | 39 | 38 | 35 |
| Major purchases intentions | -15 | -33 | -32 | -32 | -32 |
| Past standard of living in France | -48 | -73 | -72 | -73 | -72 |
| Future standard of living in France | -28 | -48 | -46 | -50 | -50 |
| Unemployment prospects | 33 | 22 | 27 | 25 | 28 |
| Past consumer prices | -13 | 34 | 29 | 25 | 22 |
| Future inflation | -31 | -50 | -53 | -47 | -45 |
- (1) Average value between January 1987 and December 2023
- (2) The indicator is normalised in such a way that its average equals 100 and standard error equals 10 over the estimation period (1987–2023).
- Source: INSEE, monthly consumer confidence survey
Economic context in France
Future standard of living in France: stability
In July 2024, households' opinion on future standard of living in France has been stable. Households' opinion on past standard of living has slightly improved: the corresponding balance of opinion has won one point. Both balances remain nonetheless well below their long-term average.
Unemployment: rebound of fears
In July 2024, households' fears about unemployment have increased: the corresponding balance has gained three points (after a drop of two points in June). It remains below its long-term average.
tableauHouseholds' unemployment expectations
| Households' unemployment prospects | |
|---|---|
| 2024-07 | 29 |
| 2024-06 | 25 |
| 2024-05 | 27 |
| 2024-04 | 22 |
| 2024-03 | 22 |
| 2024-02 | 26 |
| 2024-01 | 22 |
| 2023-12 | 25 |
| 2023-11 | 26 |
| 2023-10 | 17 |
| 2023-09 | 21 |
| 2023-08 | 18 |
| 2023-07 | 15 |
| 2023-06 | 13 |
| 2023-05 | 18 |
| 2023-04 | 18 |
| 2023-03 | 16 |
| 2023-02 | 21 |
| 2023-01 | 23 |
| 2022-12 | 20 |
| 2022-11 | 23 |
| 2022-10 | 22 |
| 2022-09 | 23 |
| 2022-08 | 13 |
| 2022-07 | 14 |
| 2022-06 | 17 |
| 2022-05 | 7 |
| 2022-04 | 10 |
| 2022-03 | 8 |
| 2022-02 | -6 |
| 2022-01 | 2 |
| 2021-12 | 1 |
| 2021-11 | -7 |
| 2021-10 | 2 |
| 2021-09 | 10 |
| 2021-08 | 29 |
| 2021-07 | 26 |
| 2021-06 | 26 |
| 2021-05 | 45 |
| 2021-04 | 58 |
| 2021-03 | 62 |
| 2021-02 | 83 |
| 2021-01 | 73 |
| 2020-12 | 65 |
| 2020-11 | 78 |
| 2020-10 | 76 |
| 2020-09 | 72 |
| 2020-08 | 73 |
| 2020-07 | 77 |
| 2020-06 | 80 |
| 2020-05 | 77 |
| 2020-04 | 55 |
| 2020-03 | 14 |
| 2020-02 | -1 |
| 2020-01 | 6 |
| 2019-12 | 8 |
| 2019-11 | 2 |
| 2019-10 | 5 |
| 2019-09 | 4 |
| 2019-08 | 9 |
| 2019-07 | 11 |
| 2019-06 | 12 |
| 2019-05 | 11 |
| 2019-04 | 23 |
| 2019-03 | 18 |
| 2019-02 | 17 |
| 2019-01 | 31 |
| 2018-12 | 29 |
| 2018-11 | 30 |
| 2018-10 | 8 |
| 2018-09 | 24 |
| 2018-08 | 25 |
| 2018-07 | 14 |
| 2018-06 | 15 |
| 2018-05 | 1 |
| 2018-04 | 2 |
| 2018-03 | 3 |
| 2018-02 | 8 |
| 2018-01 | 0 |
| 2017-12 | 5 |
| 2017-11 | 5 |
| 2017-10 | 13 |
| 2017-09 | 17 |
| 2017-08 | -1 |
| 2017-07 | 9 |
| 2017-06 | 5 |
| 2017-05 | 20 |
| 2017-04 | 15 |
| 2017-03 | 20 |
| 2017-02 | 22 |
| 2017-01 | 18 |
| 2016-12 | 18 |
| 2016-11 | 28 |
| 2016-10 | 30 |
| 2016-09 | 29 |
| 2016-08 | 34 |
| 2016-07 | 28 |
| 2016-06 | 25 |
| 2016-05 | 24 |
| 2016-04 | 51 |
| 2016-03 | 39 |
| 2016-02 | 45 |
| 2016-01 | 36 |
| 2015-12 | 45 |
| 2015-11 | 36 |
| 2015-10 | 47 |
| 2015-09 | 45 |
| 2015-08 | 50 |
| 2015-07 | 58 |
| 2015-06 | 60 |
| 2015-05 | 61 |
| 2015-04 | 61 |
| 2015-03 | 43 |
| 2015-02 | 58 |
| 2015-01 | 66 |
| 2014-12 | 65 |
| 2014-11 | 66 |
| 2014-10 | 52 |
| 2014-09 | 67 |
| 2014-08 | 62 |
| 2014-07 | 67 |
| 2014-06 | 67 |
| 2014-05 | 60 |
| 2014-04 | 57 |
| 2014-03 | 55 |
| 2014-02 | 55 |
| 2014-01 | 55 |
| 2013-12 | 48 |
| 2013-11 | 62 |
| 2013-10 | 37 |
| 2013-09 | 51 |
| 2013-08 | 56 |
| 2013-07 | 61 |
| 2013-06 | 78 |
| 2013-05 | 78 |
| 2013-04 | 74 |
| 2013-03 | 77 |
| 2013-02 | 73 |
| 2013-01 | 72 |
| 2012-12 | 74 |
| 2012-11 | 70 |
| 2012-10 | 73 |
| 2012-09 | 73 |
| 2012-08 | 73 |
| 2012-07 | 65 |
| 2012-06 | 53 |
| 2012-05 | 43 |
| 2012-04 | 55 |
| 2012-03 | 52 |
| 2012-02 | 56 |
| 2012-01 | 57 |
| 2011-12 | 59 |
| 2011-11 | 61 |
| 2011-10 | 49 |
| 2011-09 | 57 |
| 2011-08 | 51 |
| 2011-07 | 37 |
| 2011-06 | 29 |
| 2011-05 | 27 |
| 2011-04 | 35 |
| 2011-03 | 33 |
| 2011-02 | 41 |
| 2011-01 | 37 |
| 2010-12 | 34 |
| 2010-11 | 35 |
| 2010-10 | 34 |
| 2010-09 | 31 |
| 2010-08 | 46 |
| 2010-07 | 59 |
| 2010-06 | 65 |
| 2010-05 | 58 |
| 2010-04 | 57 |
| 2010-03 | 58 |
| 2010-02 | 49 |
| 2010-01 | 55 |
| 2009-12 | 54 |
| 2009-11 | 55 |
| 2009-10 | 60 |
| 2009-09 | 67 |
| 2009-08 | 64 |
| 2009-07 | 75 |
| 2009-06 | 85 |
| 2009-05 | 81 |
| 2009-04 | 78 |
| 2009-03 | 74 |
| 2009-02 | 75 |
| 2009-01 | 75 |
| 2008-12 | 76 |
| 2008-11 | 69 |
| 2008-10 | 64 |
| 2008-09 | 45 |
| 2008-08 | 39 |
| 2008-07 | 27 |
| 2008-06 | 14 |
| 2008-05 | 15 |
| 2008-04 | 3 |
| 2008-03 | 7 |
| 2008-02 | 6 |
| 2008-01 | 1 |
| 2007-12 | -3 |
| 2007-11 | 3 |
| 2007-10 | 2 |
| 2007-09 | 3 |
| 2007-08 | -5 |
| 2007-07 | -15 |
| 2007-06 | -10 |
| 2007-05 | -14 |
| 2007-04 | 3 |
| 2007-03 | 9 |
| 2007-02 | 6 |
| 2007-01 | 7 |
| 2006-12 | 21 |
| 2006-11 | 3 |
| 2006-10 | 5 |
| 2006-09 | 0 |
| 2006-08 | 6 |
| 2006-07 | 5 |
| 2006-06 | 15 |
| 2006-05 | 13 |
| 2006-04 | 17 |
| 2006-03 | 24 |
| 2006-02 | 8 |
| 2006-01 | 9 |
| 2005-12 | 14 |
| 2005-11 | 15 |
| 2005-10 | 16 |
| 2005-09 | 22 |
| 2005-08 | 29 |
| 2005-07 | 36 |
| 2005-06 | 36 |
| 2005-05 | 59 |
| 2005-04 | 45 |
| 2005-03 | 42 |
| 2005-02 | 37 |
| 2005-01 | 47 |
graphiqueHouseholds' unemployment expectations
- Source: INSEE
Inflation outlook: further increase
In July 2024, the proportion of households who think that prices will accelerate over the next twelve months has risen again: the associated balance has won two points. It remains nonetheless well below its long-term average.
The proportion of households who consider that prices have risen strongly over the past twelve months has kept decreasing. The associated balance of opinion has lost three points but remains clearly above its long-term average.
tableauHouseholds' perception of prices
| Past prices | Future inflation | |
|---|---|---|
| 2024-07 | 17 | -47 |
| 2024-06 | 22 | -48 |
| 2024-05 | 28 | -53 |
| 2024-04 | 34 | -50 |
| 2024-03 | 43 | -52 |
| 2024-02 | 51 | -46 |
| 2024-01 | 50 | -54 |
| 2023-12 | 54 | -49 |
| 2023-11 | 57 | -50 |
| 2023-10 | 68 | -47 |
| 2023-09 | 66 | -44 |
| 2023-08 | 62 | -46 |
| 2023-07 | 59 | -61 |
| 2023-06 | 66 | -54 |
| 2023-05 | 73 | -48 |
| 2023-04 | 78 | -29 |
| 2023-03 | 74 | -11 |
| 2023-02 | 71 | -14 |
| 2023-01 | 71 | -12 |
| 2022-12 | 70 | -3 |
| 2022-11 | 68 | -6 |
| 2022-10 | 64 | -3 |
| 2022-09 | 64 | 0 |
| 2022-08 | 64 | -8 |
| 2022-07 | 61 | 1 |
| 2022-06 | 60 | 4 |
| 2022-05 | 52 | 7 |
| 2022-04 | 49 | 21 |
| 2022-03 | 41 | 38 |
| 2022-02 | 44 | -13 |
| 2022-01 | 28 | -3 |
| 2021-12 | 28 | -8 |
| 2021-11 | 26 | -7 |
| 2021-10 | 17 | 6 |
| 2021-09 | 1 | -7 |
| 2021-08 | -4 | -7 |
| 2021-07 | -10 | -10 |
| 2021-06 | -23 | -13 |
| 2021-05 | -29 | -17 |
| 2021-04 | -36 | -21 |
| 2021-03 | -36 | -27 |
| 2021-02 | -40 | -28 |
| 2021-01 | -40 | -26 |
| 2020-12 | -39 | -29 |
| 2020-11 | -40 | -22 |
| 2020-10 | -38 | -33 |
| 2020-09 | -28 | -32 |
| 2020-08 | -18 | -25 |
| 2020-07 | -30 | -20 |
| 2020-06 | -31 | -13 |
| 2020-05 | -29 | -1 |
| 2020-04 | -48 | 12 |
| 2020-03 | -39 | -16 |
| 2020-02 | -35 | -23 |
| 2020-01 | -33 | -22 |
| 2019-12 | -33 | -21 |
| 2019-11 | -32 | -24 |
| 2019-10 | -27 | -21 |
| 2019-09 | -29 | -22 |
| 2019-08 | -27 | -20 |
| 2019-07 | -28 | -22 |
| 2019-06 | -20 | -23 |
| 2019-05 | -21 | -27 |
| 2019-04 | -17 | -23 |
| 2019-03 | -18 | -25 |
| 2019-02 | -27 | -18 |
| 2019-01 | -31 | -38 |
| 2018-12 | -9 | -21 |
| 2018-11 | -10 | -13 |
| 2018-10 | -15 | -14 |
| 2018-09 | -16 | -14 |
| 2018-08 | -25 | -21 |
| 2018-07 | -27 | -20 |
| 2018-06 | -27 | -21 |
| 2018-05 | -31 | -21 |
| 2018-04 | -38 | -27 |
| 2018-03 | -38 | -25 |
| 2018-02 | -34 | -19 |
| 2018-01 | -39 | -15 |
| 2017-12 | -46 | -32 |
| 2017-11 | -45 | -28 |
| 2017-10 | -50 | -23 |
| 2017-09 | -56 | -29 |
| 2017-08 | -54 | -32 |
| 2017-07 | -54 | -31 |
| 2017-06 | -56 | -41 |
| 2017-05 | -56 | -35 |
| 2017-04 | -49 | -28 |
| 2017-03 | -47 | -26 |
| 2017-02 | -46 | -31 |
| 2017-01 | -43 | -23 |
| 2016-12 | -48 | -28 |
| 2016-11 | -52 | -39 |
| 2016-10 | -52 | -38 |
| 2016-09 | -46 | -34 |
| 2016-08 | -51 | -35 |
| 2016-07 | -51 | -37 |
| 2016-06 | -53 | -36 |
| 2016-05 | -53 | -39 |
| 2016-04 | -57 | -37 |
| 2016-03 | -58 | -38 |
| 2016-02 | -56 | -39 |
| 2016-01 | -51 | -41 |
| 2015-12 | -51 | -38 |
| 2015-11 | -50 | -41 |
| 2015-10 | -50 | -41 |
| 2015-09 | -53 | -41 |
| 2015-08 | -50 | -36 |
| 2015-07 | -52 | -37 |
| 2015-06 | -54 | -38 |
| 2015-05 | -56 | -40 |
| 2015-04 | -51 | -43 |
| 2015-03 | -53 | -48 |
| 2015-02 | -51 | -45 |
| 2015-01 | -50 | -45 |
| 2014-12 | -46 | -43 |
| 2014-11 | -38 | -37 |
| 2014-10 | -38 | -28 |
| 2014-09 | -41 | -33 |
| 2014-08 | -35 | -37 |
| 2014-07 | -31 | -31 |
| 2014-06 | -28 | -31 |
| 2014-05 | -23 | -26 |
| 2014-04 | -24 | -29 |
| 2014-03 | -23 | -27 |
| 2014-02 | -19 | -22 |
| 2014-01 | -14 | -16 |
| 2013-12 | -8 | -17 |
| 2013-11 | -8 | -23 |
| 2013-10 | -8 | -21 |
| 2013-09 | 4 | -24 |
| 2013-08 | -3 | -21 |
| 2013-07 | -8 | -17 |
| 2013-06 | -11 | -19 |
| 2013-05 | -16 | -17 |
| 2013-04 | -13 | -20 |
| 2013-03 | -10 | -14 |
| 2013-02 | -10 | -22 |
| 2013-01 | -8 | -19 |
| 2012-12 | -7 | -19 |
| 2012-11 | -4 | -14 |
| 2012-10 | -1 | -15 |
| 2012-09 | 3 | -13 |
| 2012-08 | -1 | -16 |
| 2012-07 | -2 | -25 |
| 2012-06 | 12 | -34 |
| 2012-05 | 12 | -32 |
| 2012-04 | 27 | -20 |
| 2012-03 | 22 | -21 |
| 2012-02 | 23 | -11 |
| 2012-01 | 21 | -17 |
| 2011-12 | 19 | -16 |
| 2011-11 | 20 | -15 |
| 2011-10 | 22 | -23 |
| 2011-09 | 25 | -20 |
| 2011-08 | 27 | -18 |
| 2011-07 | 32 | -18 |
| 2011-06 | 33 | -14 |
| 2011-05 | 40 | -13 |
| 2011-04 | 46 | 0 |
| 2011-03 | 30 | 6 |
| 2011-02 | 25 | -9 |
| 2011-01 | 18 | -19 |
| 2010-12 | 9 | -22 |
| 2010-11 | 3 | -25 |
| 2010-10 | 0 | -25 |
| 2010-09 | -2 | -29 |
| 2010-08 | -4 | -24 |
| 2010-07 | -6 | -27 |
| 2010-06 | -10 | -29 |
| 2010-05 | -11 | -28 |
| 2010-04 | -10 | -34 |
| 2010-03 | -19 | -39 |
| 2010-02 | -19 | -41 |
| 2010-01 | -14 | -41 |
| 2009-12 | -14 | -44 |
| 2009-11 | -14 | -48 |
| 2009-10 | -16 | -45 |
| 2009-09 | -25 | -48 |
| 2009-08 | -18 | -53 |
| 2009-07 | -19 | -52 |
| 2009-06 | -16 | -56 |
| 2009-05 | -11 | -57 |
| 2009-04 | -6 | -56 |
| 2009-03 | -1 | -54 |
| 2009-02 | 7 | -49 |
| 2009-01 | 6 | -51 |
| 2008-12 | 19 | -50 |
| 2008-11 | 29 | -47 |
| 2008-10 | 43 | -37 |
| 2008-09 | 50 | -53 |
| 2008-08 | 60 | -42 |
| 2008-07 | 67 | -30 |
| 2008-06 | 70 | -31 |
| 2008-05 | 71 | -39 |
| 2008-04 | 63 | -38 |
| 2008-03 | 67 | -45 |
| 2008-02 | 51 | -30 |
| 2008-01 | 51 | -15 |
| 2007-12 | 54 | -25 |
| 2007-11 | 45 | -8 |
| 2007-10 | 27 | -20 |
| 2007-09 | 20 | -15 |
| 2007-08 | 13 | -21 |
| 2007-07 | 6 | -27 |
| 2007-06 | -3 | -31 |
| 2007-05 | -1 | -43 |
| 2007-04 | 5 | -34 |
| 2007-03 | 6 | -36 |
| 2007-02 | 11 | -39 |
| 2007-01 | 17 | -38 |
| 2006-12 | 18 | -35 |
| 2006-11 | 13 | -38 |
| 2006-10 | 12 | -39 |
| 2006-09 | 14 | -40 |
| 2006-08 | 10 | -37 |
| 2006-07 | 7 | -34 |
| 2006-06 | 11 | -32 |
| 2006-05 | 18 | -29 |
| 2006-04 | 7 | -32 |
| 2006-03 | -3 | -35 |
| 2006-02 | 4 | -36 |
| 2006-01 | 1 | -37 |
| 2005-12 | 4 | -35 |
| 2005-11 | 9 | -35 |
| 2005-10 | 11 | -32 |
| 2005-09 | 12 | -31 |
| 2005-08 | 12 | -32 |
| 2005-07 | 13 | -35 |
| 2005-06 | 11 | -40 |
| 2005-05 | 15 | -40 |
| 2005-04 | 14 | -40 |
| 2005-03 | 15 | -40 |
| 2005-02 | 15 | -41 |
| 2005-01 | 14 | -44 |
graphiqueHouseholds' perception of prices
- Source: INSEE
Revisions
The June 2024 synthetic household confidence index has been revised by one point (after rounding), to 90 instead of 89.
For more information
Definition – The synthetic household confidence index summarizes household opinion on the economic situation: the higher its value, the more favourable household judgment of the economic situation is. It is calculated using a factor analysis technique, which enables to summarize concomitant movements of highly correlated variables. Here the index describes the common factor of 8 balances of opinion: the past and future general economic situation in France, the past and future personal financial situation, unemployment, major purchases intentions, current saving capacity and expected saving capacity.
Calculation method – For each question, a balance of opinion is calculated as the difference between the percentages of positive and negative answers. As the level of these balances is not open to direct interpretation, comments are based on their changes and their distance to their long-term average. Seasonal coefficients are calculated again every month, hence the slight revision of the seasonal adjusted balance history in each publication.
Around 2,000 households are surveyed by telephone, during the first three weeks of each month. Answers to this survey were collected between 25 June 2024 and 18 July ; most households answer during the first two weeks of collection.
This survey is part of the Joint Harmonised European Programme of Business and Consumer Surveys, partly funded by the European Commission.
Next publication: 28 August 2024 at 8:45 am.
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